Why You Sell Your Home With A Realtor

Why You Sell Your Home With A Realtor

When the time comes to sell your home there are a few options available to you. There is the FSBO method, where an owner sells their home on their own. Then there is the tried and true method of using a Realtor. Realtors offer many advantages in the selling of a home and can reduce the time that your house is on the market considerably. But that is not the only reason.

Perhaps one of the best advantages that a Realtor can offer you is exposure for your home. Most Realtors maintain extensive contact networks and have high-profile websites. This translates into exposure for your home that cannot be equaled by a FSBO sales approach. Utilizing a Realtor, your home receives nationwide coverage and is marketed to a huge audience. Realtors are also of critical importance when deciding upon an asking price for your home. One of the best tools in the arsenal of the Realtor is the CMA, or Comparative Market Analysis. This analysis compares your home with others that have been sold in your area and assists in finding a fair and reasonable selling price.

One of the most time consuming and complicated aspects of the home selling process is the writing and execution of the contracts. Forms and disclosure statements must be completed and handled in a timely and professional manner. Realtors have a wealth of experience with these contracts and are well suited to ensure that your interests are protected. Also, working with a Realtor can free time up for you. During the process of selling a home, most home owners are concerned with the impending move. A relationship with a Realtor allows you the time you need to organize yourself and your family for the big day.

With a Realtor representing your interests, it is much easier to realize a good deal more money too! National averages show that homes sold by a Realtor sell for in excess of 30 thousand more than FSBO homes. This is largely due to the expertise in marketing and strategy that a Realtor brings to the table. In addition, the Realtor adds a level of security between yourself and buyers. The selling process can be a highly emotional time, after all this is your home we are dealing with. You will undoubtedly want to highlight what you feel are the strong points and minimize the negatives. What a Realtor will do is highlight the features of your home that appeal most to the individual buyers.

Another strong argument for using a Realtor is the fact that they can easily separate the qualified buyers from the unqualified buyers. This ensures that you home can close quickly and that you don’t have to worry about the buyer securing financing after the fact.

The use of a Realtor simply streamlines all aspects of the sale process. It gives you the time and security you need to ensure that your family is prepared for the moving process. It also provides you with peace of mind during a very emotional time when it is easy to overlook small but important aspects of a sale. It is your Realtor’s job to ensure that these small things never get overlooked, and to protect your interests in every aspect of the sale.

M. Shane is a member of the REW Writers Team. A collective publication network facilitated by [http://www.realestatewebmasters.com]Real Estate Webmasters each article is contributed by a member of [http://www.realestatewebmasters.com/forum.php]our real estate community. This particular article was submitted on behalf of [http://www.charliepigeon.com]Charlie Pigeon. Charlie Pigeon is a professional Southwest Florida Real Estate expert.

Article Source: [http://EzineArticles.com/?Why-You-Sell-Your-Home-With-A-Realtor&id=415303] Why You Sell Your Home With A Realtor

Keys to advertising a house for sale

Before putting your home on the market or setting a price, take the time to do some research and make some preparations to ensure that you get the best possible price for your property. The first step to successful selling is to know your target customer. Where is your house located and who lives in the area? What types of similar houses are selling and who is buying? What types of houses are pulling the highest prices and who is buying them? Once you’ve narrowed the buyer pool and decided on a target demographic, monitor the housing market for a while to better understand pricing.

To estimate an asking price, you first have to know the market. You need to know selling prices for several other homes in the area, as well as for homes similar to the one you’re trying to sell. Average them to get your beginning estimate. It also helps to be willing to invest some cash to make your property more appealing to buyers. Even if you are unable to make significant structural renovations, there are simple techniques you can use to move your property quickly off the market and raise your asking price.

– Renovations

While you don’t have to renovate to sell a house, updating key rooms such as the kitchen can be a great investment.

– Open Spaces

Keep your decor light, airy and neutral. Create a space potential buyers can imagine as their own while keeping it comfortable and warm. Utilize natural light and remove all clutter.

– Stage the House

If you’re currently living in the place you’re trying to sell, make sure you remove all family pictures and personal items. You should also thoroughly clean the home and consider removing excess furniture. If the property is empty, you should seriously consider hiring an interior designing company. Some designers even include rental furniture and staging.

– Photography

To generate interest in your house for sale and draw potential buyers, you or your realtor will need to list it in various places. For these listings, you need well-done professional photographs of the inside and outside of your property. Numerous, quality photos and accurate contact information are vital to success.

Once you have your house for sale listed it’s time to move on to showing and negotiating. If you did a good job listing, you should start receiving calls from buyers wanting to set up a viewing. You can also advertise and host open houses to get buyers in your home. Hopefully, more than one of these potential buyers will make you an offer. Rarely do buyers and sellers see eye to eye on the initial offer, so be prepared to negotiate. Your degree of power during negotiation depends on the condition of the market as well as the degree of your need to sell.

The services of an accredited real estate agent can be quite helpful during the selling process. Getting rid of a home can be hard, time-consuming work. If you have a house for sale and are unable to prepare it for the market and list it on your own, consider hiring a design company and reputable agent to help move the place for you. Good luck!

Keys To Advertising a House for Sale

Keys To Advertising a House for Sale

Before putting your home on the market or setting a price, take the time to do some research and make some preparations to ensure that you get the best possible price for your property. The first step to successful selling is to know your target customer. Where is your house located and who lives in the area? What types of similar houses are selling and who is buying? What types of houses are pulling the highest prices and who is buying them? Once you’ve narrowed the buyer pool and decided on a target demographic, monitor the housing market for a while to better understand pricing.

To estimate an asking price, you first have to know the market. You need to know selling prices for several other homes in the area, as well as for homes similar to the one you’re trying to sell. Average them to get your beginning estimate. It also helps to be willing to invest some cash to make your property more appealing to buyers. Even if you are unable to make significant structural renovations, there are simple techniques you can use to move your property quickly off the market and raise your asking price.

– Renovations

While you don’t have to renovate to sell a house, updating key rooms such as the kitchen can be a great investment.

– Open Spaces

Keep your decor light, airy and neutral. Create a space potential buyers can imagine as their own while keeping it comfortable and warm. Utilize natural light and remove all clutter.

– Stage the House

If you’re currently living in the place you’re trying to sell, make sure you remove all family pictures and personal items. You should also thoroughly clean the home and consider removing excess furniture. If the property is empty, you should seriously consider hiring an interior designing company. Some designers even include rental furniture and staging.

– Photography

To generate interest in your house for sale and draw potential buyers, you or your realtor will need to list it in various places. For these listings, you need well-done professional photographs of the inside and outside of your property. Numerous, quality photos and accurate contact information are vital to success.

Once you have your house for sale listed it’s time to move on to showing and negotiating. If you did a good job listing, you should start receiving calls from buyers wanting to set up a viewing. You can also advertise and host open houses to get buyers in your home. Hopefully, more than one of these potential buyers will make you an offer. Rarely do buyers and sellers see eye to eye on the initial offer, so be prepared to negotiate. Your degree of power during negotiation depends on the condition of the market as well as the degree of your need to sell.

The services of an accredited real estate agent can be quite helpful during the selling process. Getting rid of a home can be hard, time-consuming work. If you have a house for sale and are unable to prepare it for the market and list it on your own, consider hiring a design company and reputable agent to help move the place for you. Good luck!

When considering houses for sale, Syracuse residents visit Kirnan Real Estate, Inc. Learn more at [http://www.kirnan.com/about/]http://www.kirnan.com/about/.

Article Source: [http://EzineArticles.com/?Keys-To-Advertising-a-House-for-Sale&id=9147436] Keys To Advertising a House for Sale

Why You Sell Your Home With A Realtor

Why You Sell Your Home With A Realtor

When the time comes to sell your home there are a few options available to you. There is the FSBO method, where an owner sells their home on their own. Then there is the tried and true method of using a Realtor. Realtors offer many advantages in the selling of a home and can reduce the time that your house is on the market considerably. But that is not the only reason.

Perhaps one of the best advantages that a Realtor can offer you is exposure for your home. Most Realtors maintain extensive contact networks and have high-profile websites. This translates into exposure for your home that cannot be equaled by a FSBO sales approach. Utilizing a Realtor, your home receives nationwide coverage and is marketed to a huge audience. Realtors are also of critical importance when deciding upon an asking price for your home. One of the best tools in the arsenal of the Realtor is the CMA, or Comparative Market Analysis. This analysis compares your home with others that have been sold in your area and assists in finding a fair and reasonable selling price.

One of the most time consuming and complicated aspects of the home selling process is the writing and execution of the contracts. Forms and disclosure statements must be completed and handled in a timely and professional manner. Realtors have a wealth of experience with these contracts and are well suited to ensure that your interests are protected. Also, working with a Realtor can free time up for you. During the process of selling a home, most home owners are concerned with the impending move. A relationship with a Realtor allows you the time you need to organize yourself and your family for the big day.

With a Realtor representing your interests, it is much easier to realize a good deal more money too! National averages show that homes sold by a Realtor sell for in excess of 30 thousand more than FSBO homes. This is largely due to the expertise in marketing and strategy that a Realtor brings to the table. In addition, the Realtor adds a level of security between yourself and buyers. The selling process can be a highly emotional time, after all this is your home we are dealing with. You will undoubtedly want to highlight what you feel are the strong points and minimize the negatives. What a Realtor will do is highlight the features of your home that appeal most to the individual buyers.

Another strong argument for using a Realtor is the fact that they can easily separate the qualified buyers from the unqualified buyers. This ensures that you home can close quickly and that you don’t have to worry about the buyer securing financing after the fact.

The use of a Realtor simply streamlines all aspects of the sale process. It gives you the time and security you need to ensure that your family is prepared for the moving process. It also provides you with peace of mind during a very emotional time when it is easy to overlook small but important aspects of a sale. It is your Realtor’s job to ensure that these small things never get overlooked, and to protect your interests in every aspect of the sale.

M. Shane is a member of the REW Writers Team. A collective publication network facilitated by [http://www.realestatewebmasters.com]Real Estate Webmasters each article is contributed by a member of [http://www.realestatewebmasters.com/forum.php]our real estate community. This particular article was submitted on behalf of [http://www.charliepigeon.com]Charlie Pigeon. Charlie Pigeon is a professional Southwest Florida Real Estate expert.

Article Source: [http://EzineArticles.com/?Why-You-Sell-Your-Home-With-A-Realtor&id=415303] Why You Sell Your Home With A Realtor

keys To Advertising a House for Sale

e

Before putting your home on the market or setting a price, take the time to do some research and make some preparations to ensure that you get the best possible price for your property. The first step to successful selling is to know your target customer. Where is your house located and who lives in the area? What types of similar houses are selling and who is buying? What types of houses are pulling the highest prices and who is buying them? Once you’ve narrowed the buyer pool and decided on a target demographic, monitor the housing market for a while to better understand pricing.

To estimate an asking price, you first have to know the market. You need to know selling prices for several other homes in the area, as well as for homes similar to the one you’re trying to sell. Average them to get your beginning estimate. It also helps to be willing to invest some cash to make your property more appealing to buyers. Even if you are unable to make significant structural renovations, there are simple techniques you can use to move your property quickly off the market and raise your asking price.

– Renovations

While you don’t have to renovate to sell a house, updating key rooms such as the kitchen can be a great investment.

– Open Spaces

Keep your decor light, airy and neutral. Create a space potential buyers can imagine as their own while keeping it comfortable and warm. Utilize natural light and remove all clutter.

– Stage the House

If you’re currently living in the place you’re trying to sell, make sure you remove all family pictures and personal items. You should also thoroughly clean the home and consider removing excess furniture. If the property is empty, you should seriously consider hiring an interior designing company. Some designers even include rental furniture and staging.

– Photography

To generate interest in your house for sale and draw potential buyers, you or your realtor will need to list it in various places. For these listings, you need well-done professional photographs of the inside and outside of your property. Numerous, quality photos and accurate contact information are vital to success.

Once you have your house for sale listed it’s time to move on to showing and negotiating. If you did a good job listing, you should start receiving calls from buyers wanting to set up a viewing. You can also advertise and host open houses to get buyers in your home. Hopefully, more than one of these potential buyers will make you an offer. Rarely do buyers and sellers see eye to eye on the initial offer, so be prepared to negotiate. Your degree of power during negotiation depends on the condition of the market as well as the degree of your need to sell.

The services of an accredited real estate agent can be quite helpful during the selling process. Getting rid of a home can be hard, time-consuming work. If you have a house for sale and are unable to prepare it for the market and list it on your own, consider hiring a design company and reputable agent to help move the place for you. Good luck!

When considering houses for sale, Syracuse residents visit Kirnan Real Estate, Inc. Learn more at [http://www.kirnan.com/about/]http://www.kirnan.com/about/.

Article Source: [http://EzineArticles.com/?Keys-To-Advertising-a-House-for-Sale&id=9147436] Keys To Advertising a House for Sale

Short sales

You might find a beautiful home in your favorite area and it may be remodeled and upgraded in your price range too. But you will have to be patient and wait for a short sale approval if you want to buy it.

There are many declined properties on the market everywhere due to the real estate market crash. There are many good deals. These properties are being listed at low market value or what is called in real estate terms bottom of the market and some are even listed below market value.

When you put an offer on a short sale the price is not final. The price is a list price set by the listing agent and the seller subject to the seller’s lender’s approval. All offers are subject to bank approval of all terms and conditions including the list price. Many times the approval from the bank comes back higher than the offer that was submitted to the bank.

REO bank owned property listings are past the foreclosure process. The prices has already been approved by the bank. The list prices are final and also still negotiable. You don’t have to wait for the approval from the bank to open escrow on an REO. If you are not a patient person you might want to buy an REO instead so you do not have to wait for the approval from the bank.

So what is the answer to which type of property is better to buy? Both REO and short sales are both priced to sell. Most banks just want the minimum or low market value because they want to get the property sold fast. It depends mostly on how patient you are. The bank does a BPO also called a broker price opinion it is a cheap appraisal done by a real estate broker or agent. They use this information to decide on a sales price. Banks price these pre-foreclosure and REO bank owned properties at low market value.

Homes in all areas have a value range. A typical home owner prices his home at the top of this value range. The banks price their properties at the bottom of this value range most of the time so they are good deals. So, if you are willing to wait for an approval for 60-90 days or more go ahead and buy a short sale. If you cannot wait, then buy a bank owned home. I like bank owned properties myself. I don’t like to wait for the approval.

I have specialized in Residential Real Estate in the South Bay since 2002. I received my GRI Designation while taking classes at the south bay board or Real estate SBAOR in 2008. I take pride in the quality of services I provide and the new relationships and new friends I make in the day to day course of my Real Estate business.

Article Source: [http://EzineArticles.com/?Is-It-Better-to-Buy-a-Short-Sale-or-Bank-Owned-Home?&id=6974928] Is It Better to Buy a Short Sale or Bank Owned Home?

Real Estate Agents – The Benefits

Real Estate Agents – The Benefits

When selling a home you will eventually have to make the decision about whether or not you wish to use a real estate agent to help you along. It is something that ideally needs to be decided upon early in the process.

A real estate agent can offer a host of benefits that can help you sell the property quicker and, in many cases, for more money. Here are just a few ways that they can help.

Pricing

One of the most difficult aspects of selling a home is deciding what price it should be put on the market at. Price it too highly and you risk putting off any potential buyers and being stuck with the property for far longer than you intended. Too low and you get offers that don’t match the value of the property.

A real estate agent will bring a certain level of expertise when it comes to pricing and will be able to take in all of the relevant factors – such as the condition of the property, the location and the current market conditions – to set a price that is right for the current property market in addition to being in your best interests.

Finding Customers

Though the internet provides an enormous array of options when it comes to advertising a property for sale, it can often be a little unreliable and sellers risk wasting a lot of time entertaining bids or interest from parties that are not always completely serious.

With a real estate agent you not only don’t have to worry about how you are going to get the word out that the property is for sale, but you also leave it in the hands of somebody who is experienced when it comes to dealing with potential buyers. This means that they will be able to weed out the ones who aren’t completely serious and only present you with legitimate opportunities to sell.

Communication

Having the ‘gift of the gab’ is a fairly essential skill for the average real estate agent and they can use these skills to communicate with buyers for you.

Not only is this useful in terms of the time it saves you, but it also helps should you be the sort of person who doesn’t feel particularly confident going into ‘sales’ mode when you meet a potential buyer. Simply leave it to your real estate agent to talk sales and handle the negotiations for you.

Paperwork

There is a huge amount of paperwork that goes into selling a home and it can often be quite daunting and time-consuming when first encountered.

However, a real estate agent works within the field and thus knows exactly what paperwork will need to be filled out and at what stage of the process. Not only does this ensure that the sale runs completely smoothly, it also saves you time and effort in filling out the paperwork yourself. That saved time can be put to something more constructive for you, such as preparing to move out of the home.

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Thank you for reading.

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Please note the content is not intended to be, legal or investment advice. You should consult a licensed attorney or realtor for advice regarding your individual situation.

Article Source: [http://EzineArticles.com/?Real-Estate-Agents—The-Benefits&id=9036364] Real Estate Agents – The Benefits

Keys To Advertising a House for Sale

Before putting your home on the market or setting a price, take the time to do some research and make some preparations to ensure that you get the best possible price for your property. The first step to successful selling is to know your target customer. Where is your house located and who lives in the area? What types of similar houses are selling and who is buying? What types of houses are pulling the highest prices and who is buying them? Once you’ve narrowed the buyer pool and decided on a target demographic, monitor the housing market for a while to better understand pricing.

To estimate an asking price, you first have to know the market. You need to know selling prices for several other homes in the area, as well as for homes similar to the one you’re trying to sell. Average them to get your beginning estimate. It also helps to be willing to invest some cash to make your property more appealing to buyers. Even if you are unable to make significant structural renovations, there are simple techniques you can use to move your property quickly off the market and raise your asking price.

– Renovations

While you don’t have to renovate to sell a house, updating key rooms such as the kitchen can be a great investment.

– Open Spaces

Keep your decor light, airy and neutral. Create a space potential buyers can imagine as their own while keeping it comfortable and warm. Utilize natural light and remove all clutter.

– Stage the House

If you’re currently living in the place you’re trying to sell, make sure you remove all family pictures and personal items. You should also thoroughly clean the home and consider removing excess furniture. If the property is empty, you should seriously consider hiring an interior designing company. Some designers even include rental furniture and staging.

– Photography

To generate interest in your house for sale and draw potential buyers, you or your realtor will need to list it in various places. For these listings, you need well-done professional photographs of the inside and outside of your property. Numerous, quality photos and accurate contact information are vital to success.

Once you have your house for sale listed it’s time to move on to showing and negotiating. If you did a good job listing, you should start receiving calls from buyers wanting to set up a viewing. You can also advertise and host open houses to get buyers in your home. Hopefully, more than one of these potential buyers will make you an offer. Rarely do buyers and sellers see eye to eye on the initial offer, so be prepared to negotiate. Your degree of power during negotiation depends on the condition of the market as well as the degree of your need to sell.

The services of an accredited real estate agent can be quite helpful during the selling process. Getting rid of a home can be hard, time-consuming work. If you have a house for sale and are unable to prepare it for the market and list it on your own, consider hiring a design company and reputable agent to help move the place for you. Good luck!

When considering houses for sale, Syracuse residents visit Kirnan Real Estate, Inc. Learn more at [http://www.kirnan.com/about/]http://www.kirnan.com/about/.

Article Source: [http://EzineArticles.com/?Keys-To-Advertising-a-House-for-Sale&id=9147436] Keys To Advertising a House for Sale

Getting a Mortgage: Frequently Asked Questions

Getting a Mortgage: Frequently Asked Questions

If you are new to the home buying process, and even if this isn’t your first time, it is natural to have some questions. Instead of wondering and worrying about it, here are some of the most often heard questions along with the answers.

Is it Possible to Apply for a Mortgage before Locating a Property for Purchase?

Yes, it is and furthermore, it is recommended. When you apply for your mortgage in advance of finding the property, a pre-qualification letter will be issued to you. This letter can then be used to assure the sellers as well as the real estate agents that you are both a serious buyer and one who is qualified. It also assists you in determining the price range that you need to stay in. Yet another advantage to this is that when you do find a property and make an offer, since you have already having gotten your loan this will add more weight to your offer.

How Does a Lender Decide what is Necessary to Process a Mortgage Loan?

Most lenders will use an underwriting system that will allow for them to request various documentation to back up the information that was provided by you in the application for the loan. At the very minimum you will need to provide tax forms from the last year as well as a pay stub to verify both the source of your income as well as what your income actually is. You may need to provide bank statements or other types of documentation at the request of the lender.

Will things like Bonuses, Commissions or Overtime be a Factor when my Application is Evaluated?

If your bonus, commission or overtime is to be factored into the evaluation then it must be something that you have an established history of receiving and you must also show that is will be a continuing thing. In order to make verifications of this type of income, the lender will typically request copies of your tax forms from the last couple of years as well as a current pay stub.

Is Income from a Second Job Considered?

If you can verify that you have had this second job for more than a year then it can be considered.

What needs to be Provided for Verification of Income for People on Social Security or a Retirement Program?

If either one of these situations apply to you, then you will want to be prepared to provide copies of your most recent check stubs from your pension. You might even be asked to submit your bank statement in the event that your income is direct deposited. At times lenders ask for verification that this type of income will be continuing for a minimum of 3 years due to the fact that some of the pension and retirement plans don’t continue providing the beneficiaries with the income for the duration of their life. In cases like this, the award letter will suffice. If you did not retain your award letter then the lender can easily verify this by getting in contact with the payer of this income.

These are some of the most frequently asked questions regarding mortgages. Once you have your questions answered you can make an informed decision and find the home loan which is right for you and be prepared to meet the lender’s needs.

Kathryn McDowell is a finance writer and recommends gathering as much information as you can before you apply for a [https://www.plazaparkbank.com/]mortgage. Knowing what to expect will help you have the correct documentation and get your loan approved quickly.

Holiday Gifts With a Lasting Impact

Holiday Gifts With a Lasting Impact
By [http://ezinearticles.com/?expert=Scott_D._Serfass]Scott D. Serfass

If you’re in search of meaningful gifts this holiday season, consider giving a gift that has a lasting impact. Here are some ideas for thoughtful presents that never need to be exchanged or returned and are rewarding to give.

Make a charitable donation. Family and friends who are passionate about social causes will appreciate your donation on their behalf. Many charitable organizations are savvy about holiday giving and publish “holiday catalogs” that describe gift levels in terms of how they further the charity’s work. Most charities have an online presence, making it easy to do your holiday shopping from the convenience of home. Keep in mind that a gift of this kind may be tax deductible as well.

Give tickets to a charitable event. Buying and gifting tickets to charitable events are another way to make your holiday shopping do double duty for the causes you and your loved ones care about the most. A gift of this sort provides a night on the town that may include entertainment, a silent auction, dinner, and drinks.

Give socially conscious stocks. Select socially responsible companies that could positively impact the community or make a difference in an initiative that’s important to your family member or friend. You’ll be investing in a good cause while giving a gift with the potential to pay dividends and grow.

Fund an education savings plan. The cost of attendance at a four-year college has skyrocketed. Students (and their parents) will appreciate any amount that can be applied toward tuition, room and board and textbooks. Education expenses paid directly to an institution may be tax deductible. For grandchildren who are still years away from attending college, consider contributing to a 529 savings plan in the student’s name. Contributions to a 529 savings plan are made with after-tax dollars.

Buy gift savings bonds. A savings bond is a great way to help someone establish a financial safety net or start saving toward a larger goal. The U.S. Treasury sells bonds online and requires buyers to set up an account and link it to the recipient to make a gift purchase. You’ll have the option to print a gift certificate or simply have your gift delivered electronically.

Don’t underestimate the value of a cash gift. The gift of cash is universally appreciated and gives recipients the freedom to save or spend according to their needs. The 2015 and 2016 gift tax exclusion allows individuals to give up to $14,000 per person annually without the recipient having to treat your gift as income on their tax returns.

Explore all of your options for charitable giving. Talk to a financial advisor to learn more about making financial gifts to the people, organizations and causes you care about.